Long Distance Moving Company King of Prussia, PA
There are many different moving companies, but not all are created equal. When it comes to a long distance move, you should choose a long distance moving company in King of Prussia, PA that is trusted by the local community. For years, Suburban Solutions have been moving individuals, families, and companies near and far. If you want one of the best long distance moving companies Philadelphia, PA has to offer, look no further than Suburban Solutions.
Tips for Understanding Mover’s Insurance
Relocating a household is an expensive venture with many moving parts. One of the most important elements is acquiring the right insurance. Failing to do so could leave you exposed to major expenses if the worst happens and your belongings are damaged or destroyed. But how does moving insurance work, and just what does it cover? Continue reading, or call a leading long distance moving company in King of Prussia, PA.
What is Moving Insurance?
Like any insurance, moving insurance is meant to reimburse the claimant if something befalls their property. Many homeowners mistakenly believe that they don’t need insurance or that their goods are covered by the King of Prussia, PA long distance moving company’s general insurance. This is a potentially expensive misconception! Anyone moving their household should look to get one of the following insurance types:
- Basic carrier liability
- Declared value protection
- Full replacement liability
Basic Carrier Liability
Basic carrier liability is the lowest tier of insurance coverage you can get for your move. Offered by all licensed long distance moving companies in King of Prussia, PA, this is the lowest amount of liability they can offer you and is usually built into moving fees. Unfortunately, this will cover no more than $0.30 per for an intrastate move and $0.60 per pound, per article for a move between states. For those moving with few or generally low-cost household goods, this can be a viable option.
Declared Value Protection
Declared value protection is the next level of insurance and offers good mid-level coverage. With this insurance, you get reimbursed based on the depreciated value of each item. At the beginning of your move, you declare a dollar value of your shipment. In the event of damage, an extra $1.25 times the weight of your shipment is applied, leaving you much more likely to get the full value for anything that needs to be replaced.
Full Replacement Liability
This is the best level of coverage available. With this coverage, you can expect full cash value for anything that is lost, damaged or destroyed in the move. With this coverage, the movers cover up to $0.60 per pound per article, while the insurance company pays for the rest – typically between $3.50-$4.50 times the weight of your shipment. This coverage may have a high deductible but for homeowners with many high-ticket items, it’s a smart option.
With the right long distance moving company in King of Prussia, PA, your move should go smoothly. But if something comes up, you need to be prepared. Ask your moving agent how you can get one of the above moving insurance policies and eliminate one more point of moving stress.