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Best Places to Retire in Pennsylvania ⭐ | Guide to Retiring in PA + Pennsylvania Retirement Taxes

Last Updated on: 14th March 2024, 04:53 pm

Are you considering retirement in Pennsylvania and searching for the perfect place to settle down? Whether you are looking for a vibrant cultural scene, outdoor recreational opportunities, or a peaceful retreat, Pennsylvania offers several options to make your retirement fulfilling and enjoyable. Additionally, you’ll find that Pennsylvania retirement taxes will work in your favor. Let’s explore the best places to retire in Pennsylvania, highlighting charming communities, bustling cities, and countryside towns that cater to retirees’ diverse preferences. Once you have found the best place to retire in Pennsylvania for your specific needs, feel free to give our reliable senior movers a call.

Is Pennsylvania a Good Place to Retire?

Is Pennsylvania a good state to retire in? There are several retiring in Pennsylvania pros and cons, but the benefits greatly outweigh the drawbacks. The Keystone State is one of the best places to retire in. In fact, on the US News and World Report list of the best places in the country to retire in, 7 Pennsylvania cities are ranked in the top 10.

One of the biggest benefits of retirement in Pennsylvania is the low taxes. Pennsylvania retirement taxes are more than fair, and there is no state income tax on retirement income, including pensions and Social Security benefits, making it a tax-friendly state for those over the retirement age. Additionally, seniors may qualify for exemptions on property taxes and other retiree taxes, such as the Property Tax/Rent Rebate Program.

When you retire in Pennsylvania, you can enjoy a wide range of attractions, as the state has both outdoor recreation options as well as urban amenities. The state is home to state parks like Presque Isle State Park and Point State Park. You can also enjoy several outdoor activities around the Appalachian Trail communities in the state. If you prefer a big city, then you have easy access to major cities like Pittsburgh and Philadelphia, which offer several historical sites, museums, art galleries, sports teams, and cultural venues. During the colder winter months where extreme weather may be an issue, you can enjoy fun indoor seasonal attractions.

Pennsylvania is also renowned for its excellent healthcare facilities and medical centers, which is often a priority for those entering their golden years. In fact, US News ranked Pennsylvania as the 10th-best state in the country in terms of health care quality.

Lastly, when you choose to retire in PA, you can enjoy a lower cost of living compared to other places. The cost of living in Pennsylvania varies depending on the region, but overall, it is considered to be relatively affordable compared to many other states, particularly in terms of housing affordability.

Best Places to Retire in Pennsylvania

Harrisburg – One of the Best Places to Retire in Pennsylvania Located Along the Susquehanna River

  • Population: 50,099
  • Share of population 65+: 11.2%
  • Crime rate: 2,636 crimes per 100,000 people (29.6% higher than state average and 12.4% higher than national average)
  • Average home price: $183,000

Situated along the Susquehanna River, Harrisburg is often considered the best place to live in Pennsylvania for retirement. This beautiful city took the #1 spot on the US Ranking for the best places to retire in the country. The city offers a great mix of urban and natural attractions, and the metro area is home to several fun festivals and events throughout the year. You’ll find several attractions in the heart of Harrisburg, such as The National Civil War Museum and The Pennsylvania State Capitol Complex. If you want to head out into nature, you can enjoy recreational activities at nearby places like Boyd Big Tree Preserve Conservation Area and Fort Hunter Mansion and Park.

Pittsburgh – One of the Best Places to Live in Pennsylvania for Retirees Who Enjoy City Living

  • Population: 302,971
  • Share of population 65+: 15.1%
  • Crime rate: 2,890 crimes per 100,000 people (64% higher than state average and 24% higher than national average)
  • Average home price: $217,950

Pittsburgh is one of the best places in Pennsylvania to retire for those who prefer city life. The job market in Pittsburgh is booming, and although you may not be working as a retiree, the strong economy boosts the overall happiness of all who live in the area. The walkable city of Pittsburgh is home to several urban attractions like the Carnegie Museum of Art and the Phipps Conservatory and Botanical Gardens. Pittsburgh is also a fabulous place to live for sports lovers, with teams such as the Pittsburgh Penguins and the Pittsburgh Steelers playing in the city. Pittsburgh is also one of the state’s most prominent college towns, so there are always new hip restaurants and shops popping up in the area.

Hershey’s Mill – Popular 55+ Community in Pennsylvania

  • Population (of West Chester): 18,671
  • Share of population 65+ (in West Chester): 9.3%
  • Crime rate (of West Chester): 1,050 crimes per 100,000 people (40% lower than state average and 55% lower than national average)
  • Average home price: Starting at $330,000

Hershey’s Mill is a top-rated 55+ community in Pennsylvania. The community is located in West Chester, which is one of the best small towns in PA to retire in. Hershey’s Mill features 25 different villages situated on over 800 acres of land. All of the villages surround the 18 holes of the Hershey’s Mill Golf Club Course. Additional amenities include gated and guarded 24/7 security, a community pool, a fitness center, paved walking trails, activities and clubs to join, a community garden, tennis courts, a library, and more.

Allentown – Charming City With Historic Homes and Cultural Attractions

  • Population: 125,845
  • Share of population 65+: 12.5%
  • Crime rate: 2,673 crimes per 100,000 people (52% higher than state average and 15% higher than national average)
  • Average home price: $233,750

Located in Eastern Pennsylvania, Allentown is one of the best places to retire in PA. Many people decide to retire in Allentown because of the gorgeous historic homes. The median home price in Allentown is $233,750, which is far less than the national average of $402,045. Within the Allentown metro area, you’ll find attractions like The Liberty Bell Museum and the Allentown Art Museum. Allentown is nestled in the Lehigh Valley, and the Blue Mountain Range and South Mountain make up the north and southwest borders of the city, providing residents with easy access to hiking and skiing. Additionally, Allentown is only a two-hour drive from New York City, offering endless day or weekend trip opportunities.

Lancaster – One of the Best Cities to Retire in Pennsylvania for Nature Lovers

  • Population: 58,039
  • Share of population 65+: 9.3%
  • Crime rate: 2,794 crimes per 100,000 people (59% higher than state average and 20% higher than national average)
  • Average home price: $254,900

Lancaster is often considered the best place to retire in Pennsylvania for those who love nature. The city’s rolling farmland makes the city perfect for those who want to retire in a rural setting with plenty of land. Retirees can immerse themselves in the region’s tight-knit community, enjoying farmers’ markets, local festivals, and quaint shops. Lancaster also offers residents the opportunity to stretch their retirement savings while still enjoying a good quality of life. The Cost of Living Index is 99.5, meaning that the area is 0.5% less expensive than the national average. Additionally, you will have access to top-rated healthcare at Lancaster General Hospital.

Amblebrook – Cozy 55+ Community in Pennsylvania

  • Population (of Gettysburg): 7,106
  • Share of population 65+ (in Gettysburg): 11.7%
  • Crime rate (of Gettysburg): 1,621 crimes per 100,000 people (8% lower than state average and 30% lower than national average)
  • Average home price: Starting at $349,990

Amblebrook is a retirement community located in Gettysburg, which is one of the best small towns to retire to in Pennsylvania. This 55+ community has a strict age policy, and at least one member of the household must be 55 years of age or older. Amblebrook has both move-in ready homes and lots, so you can choose the option that best suits your needs. When living in the resort community of Amblebrook, you will have access to a 24,000-square-foot clubhouse, a fitness center, outdoor pools, sports courts, a cafe, a farmers market, and a fishing pond. In the surrounding area, you can immerse yourself in the historic attractions of Gettysburg. The town is known for Gettysburg National Battlefield, which was the site of a turning point in the Civil War and is now a part of Gettysburg National Military Park. Gettysburg National Cemetery is also in the area, which marks the site of Abraham Lincoln’s 1863 Gettysburg Address.

Scranton – Most Affordable City to Retire in PA

  • Population: 76,328
  • Share of population 65+: 17.8%
  • Crime rate: 2,099 crimes per 100,000 people (19% higher than state average and 10% lower than national average)
  • Average home price: $175,000

Scranton is easily one of the best places to retire in Pennsylvania. Nestled in the rolling hills of Northeastern Pennsylvania, Scranton offers retirees a peaceful yet vibrant environment to call home. Scranton boasts a rich cultural heritage, with attractions such as the Steamtown National Historic Site as well as several theaters and museums to explore. For retirees seeking outdoor recreation, the city is surrounded by natural beauty at places like Delaware State Forest and Eales Preserve at Moosic Mountain. Scranton is also one of the most affordable places to retire in Pennsylvania. The median home price in the area is only $175,000, which is lower than the state average of $270,500, as well as the national average of $402,045. The Cost of Living Index in Scranton is 83.6, making it 16.4% lower than the national average and 11.6% lower than the state average.

Reading – Best Place to Retire in PA for Residents Looking for a Mix of Urban and Rural Living

  • Population: 95,112
  • Share of population 65+: 10.5%
  • Crime rate: 3,193 crimes per 100,000 people (81% higher than state average and 37% higher than national average)
  • Average home price: $180,500

When searching for the best place to retire in PA, you can’t skip out on Reading. Reading has grown in popularity in recent years, with a 17.1% population increase in nearly two decades. The city is situated in a convenient location for those who enjoy both urban and rural living. Reading is just 64 miles from the big city of Philadelphia, and 32.8 miles from Amish Country. The city’s metro area is full of unique shops and hip restaurants like Cheers’ American Bistro and Beckett’s, and you can easily walk from place to place without a vehicle. Just outside of the city limits, however, you’ll find beautiful outdoor attractions like Antietam Lake Park, Swim Beach at Blue Marsh Lake, and Jim Dietrich Park.

Map of Best Places to Retire in PA

Check out this map of the best places to live in PA for 55 and older.

Does retiring in PA sound great to you? Once you have figured out where to retire in Pennsylvania, get in touch with the experienced team at Suburban Solutions. Our reliable team of Pennsylvania movers will make retiring in Pennsylvania a breeze. Give us a call today at 610-314-6868 to discuss your move and get started with a free quote.

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